veteran-owned business Denver
Ours To Own

Veteran-Owned Harley Davidson Repair Shop Creates Local Jobs

Community Reinvestment Fund provides local veteran-owned businesses the financing they need and are challenged to find

A disabled Desert Storm veteran was optimistic that his hard work had paid off as he prepared to open his Harley Davidson repair shop. But Kevin Edgmon says that when he went to find financing, bank after bank turned him down. How could this happen? He had done everything right.

In 2000, Kevin decided to pursue his passion for motorcycles by going to Arizona to train to be a certified Harley Davidson mechanic. He worked for the dealerships for twelve years, starting as a mechanic and moving up to spend seven years managing service departments. But, he was disheartened by the way dealerships treated their customers. He knew he could do better.

When he found out in 2010 that his status as a disabled American Veteran afforded him the opportunity to go to college and earn a bachelor’s degree, he jumped at the chance. Attending school full-time, and waiting tables part-time, Kevin graduated in four years with a Bachelor’s of Science in organization and innovation management.

“I talked to a number of banks about financing and no one gave me a chance, even though I had my degree and years of experience,” said Edgmon. “I almost gave up, thinking those four years were wasted and I wasn’t going to be able to fulfill my dream.”

Then, one kind banker suggested that Kevin contact Community Reinvestment Fund, USA (CRF), where he met Brian Burke.

“When Brian called, I could tell he had done his research and really believed in me and what I wanted,” said Kevin. “Everyone at CRF believed in me and without them my dream wouldn’t have come true.”

After an in-depth analysis of the loan request, CRF realized that Kevin was a determined veteran, with extensive experience and a detailed business plan, who wanted to open his business and create jobs in a low-income community. CRF provided Kevin with a $245,000 long-term SBA 7(a) loan to buy real estate, equipment and inventory. RoadSkulls V-Twin Performance opened in the fall of 2014.

Your small  investment in Ours To Own Denver allows local lenders like CRF to deliver crucial capital needed to open RoadSkulls V-Twin Performance and many other well-deserving small businesses at the core of Denver’s dynamic growth and increasing prosperity.

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